How the Pawn
Process Works
1. Bring Your Item
Visit us with any item of value. Our experienced appraisers will evaluate its condition and market value on the spot.
2. Get Cash Instantly
Once we agree on a price, we offer a short-term loan. No credit check required—just a valid ID and your collateral.
3. Repay & Retrieve
Pay back your loan within the agreed terms to retrieve your item. We keep your property safe and secure in the meantime.
At Reliable Rick's, we believe the pawn process should be as transparent as it is simple. Whether you're looking to secure a quick loan, sell an item outright, or find a hidden gem to buy, our commitment to honesty and fair valuation is at the core of everything we do. We walk you through every step, ensuring you have the clarity and confidence to make the best decision for your needs.
Common Questions
How does the pawn process work?
It's simple: bring in an item of value, we evaluate it, and offer you a short-term cash loan. We hold your item as collateral until the loan is repaid. No credit check required.
What items do you buy or pawn?
We accept a wide variety of quality items including gold and silver jewelry, coins, electronics, power tools, musical instruments, and collectibles. Items must be in good working condition. Feel free to call or text with any questions. 401-585-7585
How long do I have to repay my loan?
Standard pawn loans at Reliable Rick's are for 90 days, but they can be renewed or extended by paying the interest due. We are flexible and here to help.